Does that mean refusing a breathalyzer could spare you the pain of high car insurance rates? Don’t count on it, says Gusner car insurance dwarka new delhi. If you've been convicted of driving under the influence, your premiums will be going up who has the cheapest auto insurance for dui. Once you get your license back, you'll need to carry DUI insurance, otherwise referred to as SR22 . SR22 is the highest risk coverage a car insurance company can carry and will need to be filed with your state DMV to reinstate your driving privileges.
States will vary in how long your DUI will show up on your driving record, but be prepared for insurance companies to charge you higher rates as long as your DUI is still on record. While insurance companies may view you as high risk today, you'll be happy to know your status will change once you've proven you're safe and responsible. Yes, certain things like getting a DUI will keep you paying increased premiums for an extended period, but most other high risk drivers can begin paying lower rates in a much shorter time frame. The majority of states have some type of "implied consent" law, which means refusing a breathalyzer test usually does more harm than good. We recommend getting online quotes from as many insurance providers as you can. Until you get your quotes, you're never quite sure which carrier will be able to give you the lowest rate.