While plenty of companies offer auto insurance, ours is the only one created exclusively for Wisconsin public school employees like you apply for cheap health insurance. Our programs are designed with unique qualities that set us apart from other commercial providers. The Prudential Guaranteed Investment principal and net credited interest are fully guaranteed by Prudential Retirement Insurance and Annuity Company (PRIAC) . Such guarantees are based upon the financial strength and claims-paying ability of PRIAC. For example, stacking, as required in Act 28, stacked or added together coverage limits on multiple-vehicle policies (up to three vehicles). However, the anti-stacking provision in Act 14 reduces that coverage limit to pre-Act 28 limits—the single vehicle limit of $100,000 per person/$300,000 per accident. Depending on your situation, this change may reduce your coverage and increase your risk for out-of-pocket losses; therefore, it is important that you understand the changes and evaluate your policy to ensure you have the protection you need. You may have based your prior coverage limit decisions on stacked limits. If you have more than one vehicle, you may wish to reconsider your coverage limits.