ASK TONY: Parcel Force won't refund my lost Christmas presents and didn't even have the courtesy to respond to my letter. This is Money takes a look at 4x4 bargains that cost less than £15,000. Section 75 refunds Mini Rights Printout Failed Delivery - fight back. According to the AA, while insurance premiums are falling, they remain a huge cost for motorists – the average annual motor insurance premium stood at £747 in 2014. For 17-22 year olds this increases to a whopping £1,743. PIP delay 'unlawful': Hope for disabled Brits after judge sides with benefits claimants car insurance occupation ratings. The £6,000 a year you're just not paid - why we should all leave on time today is it illegal to not have car insurance in the uk.