Smartphone-Based Measurement Systems for Road Vehicle Traffic Monitoring and Usage-Based Insurance , P. Händel, J. Ohlsson, M. Ohlsson, I.
Nygren, IEEE SYSTEMS JOURNAL, doi : 10.1109/JSYST.2013.2292721. I’m beyond frustrated but I suspect the only option is to drive my car to the grocery store once a week and never otherwise leave the house if I want any better discount.
Drivers on the Progressive plan can save up to 30 percent over traditional policies car insurance quote nab. I'm no expert, but my sense is that a device that simply passively collects data and transmits it independently to a service could not possibly damage the car or void the warranty. But a Chevy rep specifically told me that I would be responsible for any damage resulting from a third-party electrical device. A USAA agent told me that personally, if nobody could offer any firm guarantees on this, he wouldn't install it in his own vehicle.In a grand scheme of things I am fine with that ($22 saved is $22 earned essentially), but in retrospect I’d never opted in to such a system and I’d never tolerated frustration from constant device beeps if I knew the discount would be that small…. We want to help our members drive more safely by building a program that will reward safe driving with reduced insurance premiums. In order to do that, we need to collect data to see which behaviors are associated with safer driving. Remember, your participation in this program will not cause your insurance rate to increase.