How much time do I have to add a new car to my existing car insurance policy? 1 year free car insurance new car. NEW YORK (CNNMoney) -- To spur sales, General Motors is offering a year's worth of car insurance along with any new GM car purchased in the states of Washington or Oregon lowest car insurance group for young drivers. The insurance coverage is offered "at no additional cost," according to GM ( , "We want to give residents of Oregon and Washington another reason to discover Chevrolet, Buick, GMC and Cadillac vehicles," said Chris Perry, U.S.The insurance -- part of a marketing test that will run through Sept. 6 -- includes both liability and physical damage coverage, GM said, and exceeds the minimum requirements in the two states. Oregon and Washington were chosen for the program because GM hasn't been gaining market share in those states as quickly as it would like, GM spokesman Tom Henderson said. If the program is successful there, it could be moved out to other parts of the nation, he said. GM's sales are up 11%, overall, so far this year compared to last year.
The program was created based market research indicating that many potential new car buyers found it difficult to afford insurance for a new vehicle, Henderson said. Customers are free to decline the insurance coverage, Henderson said, but that would not change the price of the car. The insurance covers the owner and anyone who drives the car with the owners permission. After the year is up, the owner can either renew the policy or find other insurance.